2015 has been a big year for me with a lot of changes. If you’re new here, you may not know that 2014 was a rough year for me. I went through a divorce as a stay-at-home mom, I moved in with my parents at 25 years old as a single mom. I managed to get by as a single stay at home mom and finally started working full time towards the end of 2014. But, 2015 changed in a lot of ways for me. This post is my opportunity to reflect and review on the last year financially, personally, and as a blogger- my goals, my successes, my failures- everything. I want to share it with you
There’s so much to share that I’m not sure where to start so I guess I will start from the beginning.
My 2015 in Review
I definitely started off my year very good financially, and by that I mean that I had no debt – zero. I had no car payment, no mortgage, no student loans, no credit card debt – nothing! I was completely debt free. That quickly changed during the year, but the things that I am in debt for are worth it to me and will be paid off quicker then what is typical.
My first major milestone in the beginning of the year was that I bought my own house as a single mom; and I did it while making less than $30,000 a year. I am now a proud owner of my own three bedroom, two bath house with a nice green backyard and plenty of room to garden.
In May 2015, I finally got my dream job I currently make almost $50,000 a year, and I do something I love. Most would think that I would be staying at this job forever because it’s great, but this job is actually going to help me achieve one of my goals for 2016 but we will talk about that later
June 2015 brought an amazing man into my life. There is so much I could say about him but let’s just put it this way – he’s an amazing father to my daughter and his two sons, and without him I think I would’ve gone crazy this year.
October was bitter sweet. It marks two years since my ex-husband left me and I had to start all over as a single mom. But, it was also my daughter’s fourth birthday – holy cow she’s four. Every mom knows this feeling. Where did the last four years ago? She grew up so fast and has so much personality now I don’t know what to do with her. But, as she gets older it makes me want to be home more and even though I have this great paying job – I have to be away from her a little more than I would like.
Goals for 2016
So after reflecting on all of the things that went on in my life in the last year, I am now focusing on my goals for next year. 2016 is going to bring a lot of changes – I hope. I plan to save up as much money as I can, quit my job, and be a work at home mom. I’m tired of missing special moments with my daughter, and feel like she is changing without me even noticing. I’ve decided I want to be there. I’ve always had the goal to make enough money from home to stay with her, but 2016 is going to be the year that I make it happen. I’m giving myself a year to build up the income from blogging and other extra income ideas that I have so that I don’t half to go to work outside of the home.
My New DIY Blog!
I’m actually working on a new website that I’m extremely excited about. It all started with the fact that; now that I have a home of my own, I’ve been doing so many projects. My boyfriend thinks I’m trying to kill him! We are constantly doing new DIY and homemade projects in the garden, in the garage, and around the house. It’s something that him and I enjoy doing together, and we realize that a lot of the things that we do people don’t know how to do. So, we are launching DIY by MJ which is going to be a blog the details all of our projects, with tons of pictures and instructions, supply lists, and everything you need to complete the project that we’ve done. I firmly believe in making things yourself to save money, and I enjoy doing it so DIY by MJ is going to be a joint project between myself and Jason and I hope that you enjoy that blog as much as you do this one. Most of my DIY projects are going to be posted there instead of here now. So if that is something that you enjoy seeing, make sure you subscribe on that blog.
Here at Momma Loves Money
Don’t worry! My new blog is not going to take me away from here and all of you. I have a lot planned for Momma Loves Money in the New Year as well. I will be trying to post more regularly, probably weekly at first. But, by the end of 2016, I want to be sharing something with you 3 times per week. I also have a goal to write my first e-book. I’d love to hear what you would like to see me write about. What do you feel I could share with you, or you want to know more about? I plan to turn this blog into a full time income and a “real” job, so I hope you don’t get sick of me. : ) I also have plans to start doing a monthly income/expense report since I have been so motivated by other bloggers doing so.
How about you? What did you accomplish? What will you accomplish in 2016? Let’s support each other!